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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
Just a week after moving into our house, I got a scary phone call that my dad was in the hospital. He had an acute case of diverticulitis that had gotten to a dangerous stage and was hospitalized for several days until the doctors felt he was stable and beyond risk for infection. That first day, before we knew how bad things were going to be, I was so grateful that Bob* could take most of the day off and I was able to spend the afternoon with dad and mom. It was so much better than getting updates over the phone -which would have been the case if we were still in Oregon. And that is precisely why we came back. To be closer for the good and the bad times. I felt relief seeing that my dad still had his sense of humor and was able to joke around (although I could tell he was in a lot of pain). I also enjoyed going to lunch with my mom and visiting over Subways.
Unfortunately, the hospitalization forced my dad to miss the much anticipated home "blackout" game with TCU. I decided to come watch some of the game with him at the hospital to cheer him up. He had his Shakey "mask" above and all kinds of U of U paraphernalia in his room. Unfortunately, it was the worst game of the season for the Utes up until that point. Well, there was only so much cheering up I could do after that game. But at least he had someone to mope with.
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| From Blog Favorites Sept.Oct. |
Later in the week, we all came for a visit. The girls were very worried about grandpa too and were so happy to get to see that he was okay. We were all feeling very thankful that dad was okay and that we were close enough to visit him as much as we wanted. Love you dad.
The amazing thing was that the next week, dad was able to go on his much anticipated trip to the U of U vs. Notre Dame game in Indiana that he and my mom had planned months before. When he first realized how serious his condition was, I think he was more worried about missing that game than anything else. (o: Happily, he got to go . . . Sadly, it ended up being a terrible game.
But that's not what matters most. I still feel very thankful.
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| From NovDecFavorites |
No special events or anything, just an afternoon with my Ang. This really captures the unpacking mode we were in if you look all around. Hey the bed is made! There's a good thing! The curtains were still tied up from the carpets being cleaned and there are random things here and there.
These were some cute dolls Angela got from Mrs. B. for a going away gift.
Just taking a break and trying to make some memories in our new home.
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
We found some fun costumes this year and splurged more than usual since we had no access to all our dress ups.
Since Halloween fell on a Sunday this year, it was kind of handy being back in Utah. Everyone celebrates on the Saturday before since there are so many Mormons around here. (o: (We try to keep the sabbath holy by spending time with family, going to church and doing things that help us focus on the Savior.)
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
Gardner Village is an adorable little shopping village in Salt Lake that makes Halloween a HUGE event! I had heard about their celebrations and witches and always wanted to go - and now we finally could! We were not disappointed. This will be a tradition for years to come - what a blast!
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
This day seemed to take forever to come. On October 26th we signed the papers for our new house and on October 28th we got the keys! Unfortunately, we wouldn't get to move in until November 1st because of scheduling with the movers, but the house was finally ours. We went to see it every day and got a few things done while we waited to move in. (Appliance delivery, carpet cleaning, etc.)
This whole process did not go as smooth as we had hoped and there were a few days when we wondered if we'd lose the house altogether. Because we were doing the whole move through a relocation agency, we got perks for working with their preferred lender. A lender that resided in Maryland. In hindsight we will never do that again. The perk was that we would not have to be reimbursed for the closing costs - the company would bill the relocation company directly. We wish we would have just chose our own lender and waited for a few days to be reimbursed. It would have been much less of a hassle than what we went through!
We had to do all the paperwork via delivery. The most important paperwork was the loan application that we filled out in Oregon as soon as we got home from the house hunting trip. It was a little stressful figuring it out on our own as compared to the other two times we bought homes and did the process in the lender's office with their help. We carefully looked over every detail, copied everything and shipped it off via UPS right away.
Chuck* called often to check up on things with the loan officer and even checked to see if they got the papers. We checked that off our list and weeks later thought we just had to wait out the rest. There were a few other hurdles we had to go through - we definitely noticed a change in the loan process since the Fannie May disaster. We had to prove and verify everything to show we (and our money) were legitimate. That was a little more stressful as well, but the real kicker came when Chuck* and I suspected something that made our hearts stop. The loan officer had made a comment that seemed kind of strange and made him suspect she never got our loan application. He called her immediately and discovered to our horror that she was still waiting for those papers. I completely LOST it. We had sent the paperwork three weeks earlier and were supposed to close on our house in just days. We were stunned and could not believe this was happening. Long story short - apparently UPS lost it - the tracking number hit a dead end. Had we learned it was missing sooner they probably could have found it. We were furious with the lending officer for not communicating this minor detail. Somehow she misunderstood Chuck's direct questions as to whether she had received it. I still don't understand how that happened.
So now we had two huge problems. Our paperwork with social security and bank numbers was in limbo and we had to get new papers to the lender or we would lose the house. Of course, the extra copies of the loan papers were in the filing cabinet in some storage unit nearly impossible to get to. We didn't think we'd need to refer to them so soon. We (mostly Chuck*) spent the day printing about 100 pages of documents, refilling them out and faxing them to the lender.
After a call to the "office of the president" of the company when I was furious about the mistake and worried we could possibly lose the house and/or have our identity stolen - they offered to pay for identity theft protection and apologized profusely. They made sure to put our loan at top priority to get everything through in time. For a short time all I could think of was that if we lost the house, our poor girls might have to change to another school after everything they'd been through already. I couldn't bear to uproot them again. And we loved the house - it felt like ours, the ward was so nice and it all felt so right. Luckily, in the end it was, but we got a little roller coaster ride out of the whole experience. My word of advice - go through a local lender your agent is familiar with.
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
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| From Blog Favorites Sept.Oct. |
Natalie is in heaven! (o: She's my little mama.
All these little things and more are why we came back. I was always so close to my extended family (even my moms cousins and aunts and uncles) and hoped for my girls to enjoy that closeness to extended family as well. There are a lot of things we miss about Oregon - so so much, but I look at these pictures and think it was all worth it.